A woman posing as a debt collector is after your hard earned cash and she'll stop at nothing to get her hands on it. The mysterious caller claims to be working for a collection agency out of Atlanta, Georgia...Nelson, Hurst, and Associates. While the number she calls from appears to originate out of Atlanta, it's likely she's spoofing the number and is operating someplace else.
The con tries to convince you your wanted for check fraud and demands you pay the outstanding debt in full using an atm card, or else face prosecution and the possibility of jail! The woman hopes to scare you into giving her your money and personal information. Don't be scared and don't you dare hand over your personal information:) This woman is a FRAUD! Both myself and In Your Corner photojournalist Marc Dillard spoke to to the woman on a number of occasions...not once did she admit who she works for (FYI...debt collectors are required by federal law to announce who they represent).
If you receive a similar phone call, ask detailed questions like what specific debt the person is trying to collect on and on whose behalf. A legitimate collection agency will put something in writing....and make sure to pull your credit report. Debt effecting your credit must be reported to one of the 3 big credit agencies. Remember, you're entitled to 3 free credit reports each year (annualcreditreport.com). Finally, to report a suspicious phone call, contact the Federal Trade Commission. http://www.ftc.gov/
For tips on how to sniff out this scam and similar ones like it...check out this website.
http://www.ehow.com/how_4454596_avoid-collection-agency-scams.html
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